你是不是要去找毒贩, 保留你租的车, 或者从私人聚会上买东西, 低利率, fast pre-approvals and access to online car shopping tools and resources, you’ll be prepared to make your next purchase with confidence.
网上预审资格很容易. 开始吧 查看房价 对你的信用没有影响.2 您将看到您的个性化费率, 条款, and payment details all upfront – so you know what you can afford before you buy.
现在是有趣的部分! We’ve partnered with local dealers to offer special 融资 and promotional discounts on quality used and certified pre-owned cars. 有了你的预先批准, 购买一辆完美的车，并拜访经销商, 私人派对, 或在线搜索汽车与我们的免费 汽车SMART™ 服务.3
税率自2024年5月18日起生效
|
术语 |
最少 |
4月范围1 |
|---|---|---|
| 0至48个月 | 没有一个 | 6.74% to 17.99% |
| 49至66个月 | 没有一个 | 6.74% to 17.99% |
| 67至72个月 | $10,000, 72个月期限 | 7.04% to 17.99% |
| 73至84个月 | $15,000, 84个月期限 | 7.49% to 17.99% |
我能负担多少?
Calculations provided are for demonstration purposes only and do not guarantee credit approval for the rate and 条款 displayed.
建议提前获得预先批准. It helps you know what you can afford before you start to shop for vehicles. But if you are out shopping already and have not been approved yet, you can ask the dealer to process your application with Patelco and they can check if you’re eligible for 融资 right then and there.
Our online application process is fast and can be completed within a matter of minutes. 从…开始 查看房价. You’ll see your future payments, 条款, and loan amount – 对你的信用没有影响.2
We work with many trusted dealerships throughout California. 以下是检查方法:
这个过程很简单. 得到 提前资格预审 完成你的汽车贷款申请.
We partner with 企业用车销售 to bring you great deals on your next used car. Shop online or at a location near you and choose from over 250 different makes and models.
Be sure to explore our financial well-being resources.
1 二手车价格从6点开始.74% 4月(年度百分比利率) effective 05/18/2024; 如有更改，恕不另行通知. Patelco offers a range of base rates and discounts that depend on factors such as 信用记录, 贷款期限, Patelco账户关系, 车辆行驶里程, 贷款金额和车辆年龄. 可能会有额外折扣. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 17.4月99%. To learn more about rates, 条款, and exclusive discounts for members, such as 家庭的承诺,叫 800.358.8228 或参观任何一家Patelco分公司.
二手汽车贷款支付例子: 0 - 48个月:23美元.每借1000美元每月89美元.74% 4月 for 48 个月; 49‑66 个月: $18.每1000美元每月借23美元.74% 4月 for 66 个月; 67‑72 个月: $17.每1000美元每月借12美元.04% 4月 for 72 个月; 73‑84 个月: $15.每借1000美元每月39美元.84个月49%的年利率.
2 Patelco runs a “soft” credit pull to determine which pre-qualification offer you qualify for. 这不会影响你的信用评分. 如果您选择继续进行贷款申请, Patelco will request your full credit report from one or more credit reporting agencies. This will be a “hard” pull and may affect your credit. 如果有必要的话, we may also share certain information about you with third parties, 比如我们的保险公司, 处理您的要求.
3 The 汽车SMART™ links on this page will cause you to leave the 帕特尔科信用合作社 website. 尽管帕特尔科与许多合作伙伴密切合作, third-party sites may offer a different privacy policy and level of security. Please consult the website’s 隐私政策 for additional information. 帕特尔科信用合作社 does not legally represent the operator of this site or the Patelco member, 这两家公司应该进行交易吗. We are also not legally responsible for availability, 观点, 产品, or 服务s offered or expressed on the site you are about to visit.
4 在您提交贷款申请之后, your 汽车贷款 rate disclosed is guaranteed for 15 days from the date your loan is approved. 任何期限和/或车辆信息的更改, 信用记录, 账户的关系, and Patelco promotional discounts or programs may result in a rate change. Your final rate will be disclosed to you in writing.
5 4月(年度百分比利率). 1.00% off current 帕特尔科信用合作社 rate with a max 贷款期限 of 60 个月. Current rate will vary based on credit worthiness and 条款. Financing for qualified 帕特尔科信用合作社 members. Offer valid only on 企业用车销售 vehicles purchased from January 1, 2024 – December 31, 2024. This offer cannot be combined with any other offer other than those listed in this advertisement.
6 在关闭, you have the option to select up to 90 days of deferred loan payments on your new or used auto loan. The actual number of days will depend on the 条款 of the loan. 感兴趣 will accrue on your auto loan beginning on the date the loan is funded and the first payment will be applied to interest accrued from the date the loan is funded to the first payment date and then to principal due.
7 Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American 汽车mobile Association (AAA) and its affiliated clubs in the United States and Canada. 一些限制 & 限制.
8 Limited warranty begins on vehicle purchase date and extends for 12 个月 or 12,000英里, 先到者为准. 限制. 详情请与团队成员联系.
